By Car

Short Description

By Car helps income-eligible clients to purchase a used vehicle while learning savings strategies and vehicle care. 

View our new brochure.


JUST ANNOUNCED! Effective immediately, the BYCar match
has been increased from 2 to 1 to 3 to 1! (as of March 24, 2021)

Eligible clients save their earned income toward a vehicle purchase. The By Car program now
matches their savings 3 to 1 up to a total of $5,332. Participants take financial literacy courses
as well as learning the costs of owning a vehicle and its proper maintenance.

Income can be earned from:

  • Employment
  • Self-employment
  • A combination of any of these

Please note: Demand for this program is high and funding goes fast. Participants can
realistically expect to wait six months to a year once savings requirements are met.

The income eligibility requirements are based on family size and total family income. Participants must be living at or below 200 percent of the Federal Poverty Line ($53,000). To be eligible, no one in the household can own a vehicle.


Other Program Requirements

  • Be employed OR

    Be enrolled in a certified training or full-time college education program.

  • Complete an intake and credit assessment.

  • Complete a financial literacy class.

  • Agree to open a savings account

  • Consent to attend monthly account screenings

  • Commit to owning the vehicle for no less than six months.

  • Agree to abide by the program requirements.

  • Attend a post purchase appointment within 60 days of purchasing your vehicle.


If you have questions or need more information, contact Colette Park, Client Services Specialist at 440-204-3151 or email [email protected]