Help Available for Homeowners

posted 5/11/23 -- Lorain County homeowners can apply for help with non-mortgage expenses thanks to a program of the Ohio Housing Finance Agency (OHFA).

Save the Dream Ohio – Utility Assistance Plus provides eligible Ohio homeowners with financial assistance to pay delinquent utility bills, property taxes, and other housing costs not included in the mortgage payment. This can include lot fees for mobile homes.

To qualify, the home must be your primary residence and you must have experienced hardship or loss of income due to COVID-19. Income thresholds are high compared to other programs. A family for four cannot have an annual income exceeding $147,600.

To apply, bring proof of income, proof of homeownership and a statement regarding your hardship to LCCAA’s secure drop box at 936 Broadway Ave., Lorain. Other required documents include copies of Social Security cards for all household members, Photo ID for the primary applicants, proof of income for the last 30 days and copies of relevant bills.

Be sure to include your contact information and write “OHFA” on your envelope. A staff member will contact you regarding your eligibility. No appointments are needed. If you have questions, call the front desk at 440-245-1870.