Please note! Our criteria have been updated as of Summer 2025.
Lorain County Community action Agency (LCCAA)’s By Car program assists eligible participants with the purchase of a vehicle for transportation to work or school.
By Car matches savings from earned income at a rate of $3 for every $1 saved (up to $6,000).
Applicants must live at or below 200% of the Federal Poverty Level, be 18 or older and either working, participating in a verifiable job search or enrolled in school.
No one in the household can own a vehicle. A financial class is required.
Documentation requirements include:
Valid Driver’s License for participant
Social Security Card or Birth Certificate for all household members
Proof of income for the last 90 days for participant
You must be insurable. Vehicle insurance is required.