By Car Partnership Adds Benefits

posted 5/4/22 -- LCCAA’s By Car program now partners with OhioMeansJobs Lorain County to increase the maximum match and provide funds for insurance.

OMJ matches participants funds 3 to 1 (match ceiling is $6,000). Participants attend a one-time financial literacy course as well as review the costs of owning a vehicle and the value of continued savings.

Income can be earned from employment, self-employment or a combination.

To participate in the OMJ program, you must:


  • Register by calling 440-324-5244.
  • Schedule and complete orientation.
  • Complete Work Keys and be engaged in the workshops the OMJ provide.
  • Be assigned an Employment Specialist.


Once this is completed and the Employment Specialist approves you, OMJ will submit the voucher to LCCAA.

The next steps will be:


  • Save $2,000 to put down on a car.
  • Complete the Financial Literacy Class at LCCAA.
  • OMJ will match $3 for every $1 to a max of $6,000. You will be able to purchase an $8,000 car.
  • Participants completing their purchase also receive one year of car insurance paid, up to $2,500.


The income eligibility requirements are based on family size and total family income. Participants must be living at or below 200 percent of the Federal Poverty Line ($55,500 for a family of four in 2022.

Other program requirements:


  • Be employed, or
  • Be enrolled in a certified training or full-time college education program.
  • Complete a financial literacy class.
  • Agree to open a savings account.
  • Commit to owning the vehicle for no less than six months.
  • Agree to abide by the program requirements.


For more information, contact Bobby Taylor, Planning and Community Services Director, at [email protected]